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Ed Richards

Founder of Budgey

Ed Richards is the founder of Budgey. He's a software engineer with 11 years of experience and a single dad who built Budgey to see what's actually left of each paycheck.

On the blog

  • How to budget for a family of 5, paycheck by paycheck
  • A zero-based budget for new parents, one paycheck at a time
  • How the cash envelope system works, in cash or on your phone
  • How to combine finances as a couple without fighting about it
  • Zero-based budgeting gives every dollar of each paycheck a job
  • How to budget with irregular income
  • How to use sinking funds for family expenses you know are coming
  • Budgeting methods explained: 50/30/20, zero-based, envelope, pay yourself first and values-based
  • Budgeting for beginners, starting from your paycheck
  • How busy families can use the 50/30/20 rule
  • How to pay off debt with irregular income
  • A single parent budget that works on one income
  • How to set a grocery budget for a large family and make it stretch
  • Emergency fund or debt first, and how to split each paycheck
  • How to automate savings on payday
  • How to do a subscription audit
  • Debt avalanche vs snowball, and how to pick one

Other apps

  • Budgey. Budget by paycheck and see what's left of your paycheck (budgeyapp.com)
  • SelfieLab. Character image generator (selfielab.me)
  • MoodTap. Mood tracking and emotional wellness (moodtapapp.com)
  • Rail Ruckus. Dice game for families (railruckus.com)
  • Hockey Line. Hockey team management (hockeylineapp.com)

Budgey

Budgeting that lets you live

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Budget by paycheck

  • Paycheck budgeting app
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  • Which bill on which paycheck
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  • Envelope budget app
  • Budget app for couples

Alternatives

  • Mint alternatives
  • YNAB alternatives
  • Monarch alternatives
  • EveryDollar alternatives
  • Goodbudget alternatives
  • PocketGuard alternatives
  • Budgey vs YNAB
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