Paycheck budgeting app

Budget the way
you get paid.

Budgey is a budget app that shows what's left of your paycheck in one look. Then a calm yes.

One budget on iPhone, Android, and the web.

Budgey budget screen showing $549.99 left of $2,600.00 this pay period, with categories like Groceries, Rent, and Subscriptions

Online budget app

One number.
Then you live.

What's left of this paycheck, not your bank balance. Look once. Order the thing. Skip the spiral. Open the same budget on your phone or at budgeyapp.com.

What’s left of your paycheck

$1,322.00

Categories

Groceries

$522

Eat Out

$100

Bills

$350

Grocery budget

Check your
balance with
a glance.

Tap any category, like Groceries, to see what's left in it this paycheck and every charge that hit it.

Groceries budget in Budgey with $106.61 left of $500.00 and recent charges from Sprouts, Aldi, and Whole Foods

Debt payoff plan

Every debt
combined into
one plan.

Credit cards and loans become payoff goals from today's balance. Budgey reminds you what to pay before each due date. Pay, and the goal updates.

Budgey debt payoff plan with credit card payments due this period and a paydown progress chart

Left on debts

$4,400.00

$1,700.00 paid of $6,100.00

28% paid off2 debts

Couples budget

One budget.
Two of you.*
No drama.

*or more!

Share one budget with your partner or family by email. Everyone sees the same numbers, on any device.

A couple sitting cross-legged on the floor, laughing together

Household

Oct 1, 2026 - Oct 14, 2026

$549.99 of $2,600.00

Eat Out

$129.05

$20.95 of $150.00

Fun Money

$120.00

$0.00 of $120.00

Expense tracker with bank sync

Your banks
connect.
The charges
come in.

Connect your bank and cards once. New charges show up on their own. Add or ignore each one in a tap. After you file a store once, Budgey files its charges for you.

Synced bank transactions in Budgey waiting for review, each with a suggested category and Add or Ignore buttons
TodayStarbucks-$6.45
Eat Out
Chase Total Checking ··4821Oct 1 – 14DebitIgnore
Add

Subscription tracker

Catch the
subscriptions
you forgot.

Budgey spots recurring charges, so no subscription renews without you noticing.

Subscriptions

$19.53

$30.47 of $50.00

Oct 5

Netflix

Subscriptions

-$15.49

Budget tracker

Detailed insights
for every
paycheck.

Budgey's reports show where each paycheck went, by category, plus a daily amount that keeps you on budget.

Budgey spending report for the Oct 1 to 14 pay period with total spent, a recommended daily budget, and a category breakdown chart

AI budget assistant

BaoBot manages
it all so you
don't have to.

BaoBot is Budgey's built-in AI assistant. Ask it in plain English to add a transaction, check what's left, or sort things out. Your budget updates while you chat.

BaoBot chat open over a Budgey budget, offering a budget summary, an on-track check, or adding a transaction
BaoBot, Budgey's AI assistant mascot

Budget app reviews

Don't take
our word for it.

“It's so easy to use and track my spending that I'm finally making sense of my money and feeling good about it!”
App Store review
“Great app for sharing a budget with family members.”
App Store review
“Makes it super easy to have a budget and easy to understand. Developer also listens to feedback!!”
App Store review

Pricing

Core is $5/mo.
Then say yes.

Core is $5/mo or $20/yr with live bank sync for 1 bank. Plus is $10/mo or $100/yr for 2 or more banks or budgets.

Core

$5/ month

or $20/year. Live bank sync for 1 bank or card.

  • ✓Edit your budget
  • ✓Share a budget by email
  • ✓Live bank sync for 1 bank or card
  • ✓BaoBot: 100 messages and 5 min voice / month
  • ✓iOS, Android, and Web
Most popular

Plus

$10/ month

or $100/year

Everything in Core, for 2 or more banks or budgets.

  • ✓Everything in Core
  • ✓Live bank sync for 2 or more banks
  • ✓2 or more budgets
  • ✓BaoBot: 500 messages and 45 min voice / month
Create my budget

Cancel anytime · No hidden fees · One subscription covers every platform

FAQ

Questions? BaoBot
has answers.

How much does Budgey cost?+

Core is $5/mo or $20/yr with live bank sync for 1 bank or card. Auto from real money runs on Core. Plus is $10/mo or $100/yr for 2 or more banks or budgets. Sharing a budget is on Core and Plus.

Does it work on both my phone and my computer?+

That's the whole idea. Log expenses from the mobile app during the day, then open budgeyapp.com on your laptop for the big-screen view. Same budget, synced instantly, no exports.

How does bank sync work?+

Connect your bank and cards once. New charges show up from the bank. Cards and loans become payoff goals from today's balance. Budgey updates the amount left and reminds you what to pay, and the amount, before the due date. Payments after that update the goal. Live bank sync for 1 bank or card is on Core. Plus covers 2 or more banks.

What about credit cards and loans?+

Connect a card or a loan and it becomes a payoff goal from today's balance. Budgey updates the amount left and reminds you what to pay, and the amount, before the due date. Payments after that update the goal. Live bank sync for 1 bank or card is on Core. Plus covers 2 or more banks.

What makes Budgey different from other budgeting apps?+

Most apps sell restriction. Budgey sells the yes. One number, what's left of this paycheck, so you can spend on purpose and feel fine about it. BaoBot talks like a friend, not a lecture. Budgey works as a Mint alternative, and it's simpler than YNAB. How do I know what's left of my paycheck?

Can AI agents like Claude or ChatGPT manage my budget?+

Yes. Budgey is agent-ready. Connect Claude, Cursor, ChatGPT, or any MCP-compatible agent through our MCP server and it gets the same 70+ tools BaoBot uses: check what you have left, add transactions, plan paydays, audit your spending. Create a key in Settings → AI agents, or see the setup guide.

Can I share a budget with someone?+

Yes, on Core and Plus. Share a budget by email with your partner, a roommate, or family. Everyone on it sees the same categories, transactions, and notes, on any device.

Get Budgey

Go get the
ice skates.

Setting up Budgey takes about two minutes. BaoBot will build your first budget with you. Then you'll know what a yes feels like.

Budgey on Instagram