A three-paycheck month is a calendar month with three biweekly paydays. Biweekly pay produces 26 paydays a year (27 in some years), so two months, sometimes three, contain a third payday.
Find your three-paycheck months
Enter any recent payday and how often you get paid. The calculator lists the months with an extra paycheck for each year you pick. The holiday shift is on by default. Check your employer's payroll calendar.
To put every payday on your calendar, open the calculator and tap Add all paydays to my calendar. You get one .ics file built in your browser. Nothing is saved on a server.
Three-paycheck months by year
Each year page has every biweekly and weekly cycle, with and without the holiday shift.
Budget the third paycheck
Budgey runs your budget payday to payday, so a third paycheck shows up as its own period with its own plan instead of disappearing into 'the month.' Connect your bank and Budgey finds your paydays for you. Core is $5/mo or $20/yr.
Get Budgey or read how to budget by paycheck.
By Ed Richards. Last reviewed October 8, 2026.
Ed Richards is the founder of Budgey. He's a software engineer with 11 years of experience and a single dad who built Budgey to see what's actually left of each paycheck.