Comparison
Budgey vs PocketGuard
PocketGuard shows In My Pocket. Budgey shows what's left of your paycheck so you can sell the yes.
PocketGuard and Budgey both answer with one number after bills and goals. PocketGuard's number is called In My Pocket. Budgey builds the plan with Auto from real money and shows what's left of your paycheck, so you can sell the yes on purpose.
PocketGuard's limited free plan supports roughly 2 accounts and 2 categories. PocketGuard Plus is $12.99/month or $74.99/year, with a roughly 7-day trial (checked September 6, 2026). Budgey does not have a free plan. Core is $5/mo or $20/yr with live bank sync for 1 bank and Auto from real money. Plus is $10/mo or $100/yr for 2 or more banks or budgets.
If you want a guard against overspending and already use In My Pocket, PocketGuard may fit. If you think in paychecks and want what's left of your paycheck, Budgey fits. Yearly, Budgey Plus at $100 costs more than PocketGuard Plus at $74.99.
Budgey vs PocketGuard, feature by feature
| Feature |  Budgey | PocketGuard |
|---|---|---|
| Core job | what's left of your paycheck | One number after bills (In My Pocket) |
| Build | Auto from real money and review | Calculates In My Pocket for you |
| Pay period | Paycheck to paycheck | Cash flow or daily spend |
| Focus | What you can say yes to this paycheck | Keeping you from overspending |
| Platforms | iOS, Android, Web | iOS, Android, Web |
| Starting price | Core $5/mo or $20/yr | Limited free plan (about 2 accounts and 2 categories) |
| Paid | Plus $10/mo or $100/yr | Plus $12.99/mo or $74.99/yr; ~7-day trial |
PocketGuard pricing and features verified September 2026 and may have changed — check their site for current details.
Which one should you pick?
Choose Budgey if…
- ✓You think in paychecks, not fake months
- ✓You want what's left of your paycheck and to sell the yes
- ✓You want Core at $5/mo or $20/yr, with live bank sync for 1 bank and Auto from real money
Choose PocketGuard if…
- ✓You already love In My Pocket and do not want to switch vocabulary
- ✓You want their bills, goals, and In My Pocket workflow
- ✓You prefer their setup and do not need what's left of your paycheck
Budgey vs PocketGuard: your questions
Is Budgey a PocketGuard alternative?+
Yes. Both give you one clear number. Budgey's number is what's left of your paycheck, built by Auto from real money.
What does Budgey call the number?+
What's left of your paycheck. PocketGuard calls its number In My Pocket.
Can I try Budgey free?+
No. Budgey does not have a free plan. Core is $5/mo or $20/yr with live bank sync for 1 bank and Auto from real money. Plus is $10/mo or $100/yr for 2 or more banks or budgets.
Which is better for biweekly pay?+
Budgey is built around paycheck periods. PocketGuard works if you track daily cash flow. If payday to payday is the main job, start with Budgey. See budgeyapp.com/paycheck-budgeting-app.
See what's left of your paycheck
Auto from real money shows what's left of your paycheck, so you can sell the yes. Core is $5/mo or $20/yr. Plus is $10/mo or $100/yr.
Core $5/mo or $20/yr · Plus $10/mo or $100/yr · iOS, Android, and Web